Buying A Used Car – 8 Tips
Tax Time and New Used Vehicles
It’s almost tax time again. People use their taxes every year for bills, towards car repairs or looking into buying a new used car.
Here are my Tips for Researching and Buying that Used Car…
1 – Decide what type of vehicle you need or want and what you are willing to spend on it. Always have a budget in place.
Decide on Make, Model, color, body style (2wd, 4wd, or all wheel drive), options like A/C, roll up or power windows, radio or XM radio, CD or tape player, ect.)
2 – Go online and search either KBB (Kelly Blue Book) and NADA (National Automobile Dealers Association) to see what they get for the car that you are looking for.
3- Find out what type of MPG you will get with the vehicle. For example you’ve decided on a Hundai SUV.
So you would search: “mpg ratings for 2005 hundai tucson” if it’s a Tucson you want. You’ll see a bunch of listings for it.
4 – If you find the car online or craigslist or anything, go with a mechanic or someone who knows cars. If it’s a bad neighborhood, you could ask a police officer if they’d be willing to come with you .
5 – If it’s a dealer you are purchasing it from, go to the Better Business Bureau site and check to see if they have any negative marks on their record. If there are a lot – go somewhere else – that is NEVER a good sign.
6 – If it’s in your price range, get the VIN number (Vehicle Identification Number) and the mileage. Call the service dept and tell them that you’d like to know if this vehicle you’re looking at has a recall or if there are any service records on it.
7 – Insurance. Make sure you check with your insurance company about the vehicle you want to purchase. Give them the VIN and mileage on it. If it’s going to be too much insurance cost, you might want to think about another vehicle.
8- If everything is good, affordable and in order, but you still need a loan, ask your bank if they can pre-qualify you for one. Credit Unions are better for getting loans, the interest rates are lower and they are more willing to work with you.
Buying from a dealer? Then see if they have a Bad or No Credit Approval Program in place to help you.
John Regina owns Vernon Motor Cars in Vernon, CT. He buys used cars, fixes them and resells them. He has been in business for over 23 years. He is one car dealer that I know I can say is Respectful, Trustworthy and Honest.
Parents buy their kids’ cars there and if they break – they bring it in to get fixed for $74 hour (Labor) or if it gets wrecked, those same people come back and buy another good car.
People of all ages and walks of life come to look at his cars and maybe even buy them. Some are just getting their first car, and some replacing the one that they have with a better one.
He has a excellent track record with the BBB (Better Business Bureau). He also is one of those dealers who has the Bad or No Credit Approval Program in place to help people get a car.
He takes care of his customers and they ALWAYS come back.
Always do your research first! Impulse buying when it comes to a vehicle may lead to a painful experience. Especially if it’s the first one you’re buying.
Work Smarter – Not Harder
I hope this article was helpful? Please leave a comment or question as I check back often. Thank you for visiting!
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